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Old Plank Trail Community Bank, N.A., and WestAmerica Mortgage Company are all owned and operated by the same Parent Company – Wintrust Financial. As such, we utilize our own in-house mortgage team from WestAmerica to provide residential lending services to our customers. WestAmerica has been offering loan services in Illinois since 1979. We are proud of their products, programs and services and thank you for trusting our family with your banking and financial needs.


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Applying online is easy and this site allows you to do so in the comfort of your home or at your office.

Step One: Prepare to Apply. All you will need is information from your latest tax return, current pay-stub, basic details regarding your assets (bank statements), and your monthly expenses.

Step Two: Click on 'Apply Now' to Apply . Applying online usually takes no more than 15 minutes. A fraction of the time it would take with a traditional lender!

Step Three: We will be notified that you have applied online via email and a Residential Mortgage Specialist will contact you within 4 hours to complete your transaction and answer any questions you may have. Your Residential Mortgage Specialist will work with you one on one through your mortgage transaction to ensure a fast and easy closing. They will assist you with determining the best mortgage product and pricing available for your needs.